🏖️ 5 Signs You’re Ready to Retire Early (And How to Know You’re Really Ready)

Peter Richon ·
December 6, 2025

Thinking about retiring early? You’re not alone — but before you trade your desk for the beach, it’s worth asking if you’re truly ready. A recent study from F&G Annuities and Life found that 54% of Gen X early retirees are considering “unretiring” — often because they weren’t fully prepared, financially or emotionally. In this video, Peter with Richon Planning and Erin Kennedy walk through 5 key signs you’re ready to retire early, including:

💳 You’re debt-free (and not just your mortgage)

💵 You have multiple income sources

📈 You’ve built strong retirement savings

🏥 You’ve planned for healthcare costs

💬 You’re ready for a new sense of purpose and structure

Early retirement can be rewarding — but it’s not for everyone. Make sure your plan supports the life and the retirement you want. And remember, it’s not just a financial calculation… you’re not just retiring from something, you need to be retiring to something as well. To find out if you’re ready to retire, call Peter at (919) 300-5886 or visit www.RichonPlanning.com

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