Financial Advising Services
Discover a comprehensive range of services within Fuquay-Varina, NC, designed to secure your financial future.
Investment Management
With a fiduciary advisor, you will receive financial oversight, guided by your financial goals and interests.
Retirement Planning
Understand the path to achieve your ideal retirement, including savings, investment strategies, and managing assets and risk.
Estate Planning
Construct a plan to effectively preserve, protect, leverage, and pass on your wealth to family and loved ones.
Tax Planning
A strategic process focused on arranging your financial affairs in a way that minimizes your tax liabilities.
Insurance
Secure insurance coverage at affordable rates and make your dollars go further when you need them the most.
Risk Management
Identify potentially life altering financial risks and strategize on how to effectively address them.
Employer Plans
Review 401(k)’s & Employer Sponsored Plans 403(b)’s, TSP’s, stock options, and employer-sponsored benefit plans, and any retirement plans.
Frequently Asked Questions
Find answers to frequently asked questions about our financial planning services.
I am an SEC registered Series 65 Investment Advisor Representative and an MRFC®, a Master Registered Financial
Consultant with the International Association of Registered Financial Consultants. I am a fiduciary advisor, meaning I have a moral, legal, and ethical responsibility to put my clients’ best interest as the highest priority when making recommendations and enacting planning. I am a RamseyTrusted SmartVestor Pro. I also have licenses for Life, Health, and Long-Term Care insurance in North Carolina and other states.
There are three models for financial services professionals to be compensated, Fee-Only, Fee-Based, or Commission-
Based. I can do any of these. Typically, my clients prefer a Fee-Only or Fee-Based approach, but certain products, such as insurance, pays a commission to licensed agents. Costs, products, and the nature of the ongoing relationship are discussed and agreed to prior to any costs or fees being incurred or commissions being paid. Our first meeting is always on a free-of-charge, complimentary basis, in part to determine how we would proceed in a mutually agreed to and mutually beneficial way.
Yes! This is an important distinction and one of the highest standards a financial professional can adhere to. Working with a
Fiduciary means that you are receiving advice and direction that is in your best interest.
Comprehensive planning has always been my area of focus. Mapping out how to get from Point A to Point B in the most
efficient and effective way possible, particularly focusing on the transition to, and making it through retirement – a process that begins the day you start working. I am not a day trader or market timer. We design and implement long-term and goal-oriented strategies to align your investments with your personal priorities and then continue to monitor for opportunities along the way.
We are not lawyers or accountants, although we recognize their respective values and where each is needed in comprehensive planning. We have existing relationships with professionals in each field that we work closely with, as well as being open to working collaboratively with your existing relationships in those fields. Even if you have the best financial, tax, and legal professionals, if they are not coordinating their efforts on your behalf, you are not getting the most out of your plan or planning team.
We take a balanced approach to strategic and tactical asset management, seeking to identify opportunities in times of growth, and being defensive during volatile markets. Our allocations and strategies are customized for each client’s individual needs and goals. We want to align your portfolio and investments with your goals and financial objectives. From wealth management for
growth and accumulation, to preservation, to income planning in retirement, to legacy distribution and execution, each clients’ goals and desires are unique and individual and should be treated as such.
As often as you need. We are compensated based on our service, not for our time. Once you are a client, we strive to be available to answer questions and provide guidance. We will return calls and questions as soon as possible. We update our investment clients on the status of their accounts every month. We hold regular educational events, both live and virtual, to help clients stay informed. We feel it is necessary to review the progress with a face-to-face meeting and update at least once a year and would recommend you follow this when working with us or any financial professional. We pride ourselves in being a resource, available when you need us.
