When should you claim Social Security? At 62? Full retirement age? Or wait until 70?
The answer isn’t always as simple as waiting for the biggest monthly check. Your claiming decision can affect your retirement income, taxes, Medicare costs, and overall financial plan.
In this webinar, we’ll break down:
Join us to learn how to look beyond the monthly benefit and make Social Security part of a coordinated retirement strategy.
Learn what healthcare may actually cost in retirement, from Medicare premiums and IRMAA surcharges to prescriptions, out-of-pocket expenses, and long-term care.
We’ll also discuss how income can affect Medicare costs and planning strategies that may help manage one of retirement’s biggest expenses.
Learn what to review inside your 401(k) as retirement approaches, from old accounts and plan fees to taxes on pre-tax savings.
We’ll also discuss the rollover decision and when leaving your money in your current plan may make more sense.
Learn how annuities work, the different types available, and the role they can play in a retirement income strategy.
We’ll also cover common misconceptions, potential benefits and trade-offs, and key questions to consider before purchasing an annuity.
Explore the potential costs and benefits of Roth conversions and how Roth accounts can fit into a retirement strategy. We’ll also discuss their potential impact on retirement income and healthcare costs, along with important Roth rules, restrictions, and penalties to understand.
