Retirement Milestones: The Ages That Trigger Big Financial Decisions

Peter Richon ·
March 7, 2026

There are a few birthdays that matter a lot more than the candles on the cake 🎂

Certain ages can unlock benefits, or create costly mistakes, if you don’t plan ahead. In this interview, Peter with Richon Planning and Erin Kennedy break down the key ages every investor and retiree should know, including:

• 62 – When Social Security becomes available… but should you claim?

• 59½ – Penalty-free withdrawals and in-service rollovers

• 65 – Medicare eligibility (and why missing this can be expensive)

• 70½ – A powerful opportunity for charitable giving with QCDs

• 73 – When Required Minimum Distributions begin

Whether retirement is right around the corner or still on the horizon, understanding these milestones can make a meaningful difference in your long-term plan. To talk to Peter to learn what to do, and what to avoid, at every stage, call (919) 300-5886 or visit www.RichonPlanning.com

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